Sneaker Credit Card
What shoe store credit cards can I get? – WalletHub
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Store Credit Cards
Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
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04/16/21
This answer was first published on 04/16/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
One shoe store credit card that you can currently get is the DSW Credit Card. This co-branded store card is member-exclusive, which means you must be a DSW Rewards member to apply.
While DSW may offer one of the few shoe store-specific credit cards on the market, many major retailers with enormous shoe departments have their own store credit cards and co-branded cards. Those include Amazon, Belk, Dillard, Kohl’s Macy’s, Nordstrom, Target, and Walmart, among others.
Here are some of the best shoe store/department credit cards:
DSW Credit Card: One-time $50 offer – half when you spend $500 outside DSW within the first 90 days and the other half when your card arrives in the mail. 2 points / $1 spent at DSW. $0 annual fee. Requires good credit or better.
Credit Card: $50 gift card ($100 for Prime members) instantly loaded into your account upon approval. 3 points / $1 spent at and Whole Foods Market. Requires good credit or better.
Capital One Walmart Rewards® Mastercard®: 5% cash back on and Walmart app purchases, while in-store purchases paid for through Walmart Pay benefit from the same earnings for the first 12 months after approval. Requires fair credit or better.
Nordstrom Credit Card: $40 Bonus Note when you make any purchase with Nordstrom on your credit card. 3 points / $1 spent on all purchases from Nordstrom, Nordstrom Rack, HauteLook and Trunk Club, online and in stores. Requires good credit or better.
Target Credit Card: 5% discount at Target, online and in-store each day. Extended returns, exclusive extras such as special items and offers. Requires fair credit or better.
With the exception of the Target Credit Card, these cards are co-branded with issuers and belong to card networks that allow for use outside of their affiliated stores. But most require at least good credit for approval. So if you won’t get approved for these, but don’t mind having usage restricted to the store they’re affiliated with, you might be approved for their store-only variants. These include the Store Card, Walmart® Store Card and the Nordstrom Store Card.
Beware of any 0% financing plans a store credit card may offer. When a store finances purchases at 0%, it may do so with deferred interest. That means if you don’t pay off the entire balance by the end of the promotional period, interest from all the way back to the original purchase price will get piled on to any remaining balance.
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People also ask
What are the easiest department store credit cards to get?
The easiest department store credit card to get approved for is the Fingerhut Credit Account, but that’s only if you count an online retailer / mail catalog as a department store. It’s the only store card you can get with bad credit. Pretty much all other store credit cards require fair credit (640+ score) for approval. But that still means most department store credit cards are easy to get for most people. It also means you should choose your card based on where you shop the most and which offers the most rewards, since there isn’t much of a difference in their approval requirements. Let’s take a look at a few good options. … read full answerHere are some of the easiest department store credit cards to get:
Target Credit Card: For people with fair credit. 5% discount at Target and Returns extended by 30 days. Free shipping. $0 annual fee.
Walmart® Store Card: For people with fair credit. 2 – 5 points per $1 on Walmart purchases and Walmart & Murphy USA Fuel Stations. $0 annual fee.
Kohl’s Credit Card: For people with fair credit. 35% discount on your fist purchase. 5% cash back on every qualifying purchase made at Kohl. $0 annual fee.
JCPenney Credit Card: For people with fair credit. 1 point / $1 on qualifying purchases. Discounts on select items. Annual fee: $0.
Fingerhut Credit Account: For people with bad credit. Easiest store card to be approved for. No rewards. $0 annual fee.
Store Card: For people with fair credit. 5% cash back at if you have a Prime account. $10 gift card after approval. $0 annual fee.
There are plenty of other department store cards with great deals too. For example, TJX, Saks Fifth Avenue and Sears all give savings and perks that are worth looking at. Just remember that department store credit cards can only be used at the store that issued them (and sometimes affiliates), so apply for a card from somewhere you know you’ll shop on a regular less
What are the easiest store credit cards to get?
The easiest store credit cards to get are the Fingerhut Credit Account, the Montgomery Ward Credit Account, and the Walmart® Store Card. None of these cards require more than “fair” credit for approval, and they all have $0 annual fees. Some applicants might even be able to get approved with bad credit. … read full answer
The Fingerhut Credit Account is the easiest store credit card to get because you can get approved with bad credit. Things you can buy with the Fingerhut Credit Card include clothing, shoes, electronics, garden supplies, tools, and more. And this card will build your credit – it reports to major credit bureaus monthly.
The Montgomery Ward Credit Account is available to people with bad. This credit card doesn’t report to credit bureaus, so it won’t build your credit. But it does allow you to buy Montgomery Ward merchandise at special discounts. And there’s opportunity for a credit limit increase.
The Walmart® Store Card is available for people with fair credit or better, but reports online suggest you can get approved with bad credit. It gives 5 points / $1 at and in-app, including grocery pickup and delivery, and 2 points / $1 at Walmart stores.
Although store credit cards usually can’t be used anywhere except for the store they’re branded with, they are a great way to save on some of your biggest purchases. They’re also much easier to get than most rewards cards. And if the card reports to the major credit bureaus every month, you can build up your credit score. show less
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Famous Footwear Credit Card Program
*Application and approval must occur same day to receive the offer. Offer only available at U. S. Famous Footwear® Stores or Outlets, or at $10 offer can be combined with Reward Cash, one additional redeemable coupon, a bonus point offer, and promotional merchandise discounts. Valid one time only. Maximum of $10 off. Excludes purchases of Famous Footwear gift cards.
**Offer only available at U. Famous Footwear® Stores or Outlets, or at STAR and SUPERSTAR Cardmember purchases will earn toward both $5 Cardmember Reward Cash for every $100 spent and $5 Reward Cash for every 100 points earned as a FAMOUSLY YOU REWARDS® member. Excludes taxes, shipping, and purchase of Famous Footwear gift cards. FAMOUSLY YOU REWARDS members must identify themselves as members at checkout in-store or log in to their FAMOUSLY YOU REWARDS accounts online to earn points toward Reward Cash and spend toward Cardmember Reward Cash. Offer is exclusive to FAMOUSLY YOU REWARDS Credit Cardmembers enrolled in the FAMOUSLY YOU REWARDS program. This rewards program is provided by Famous Footwear and its terms may change at any time. For full FAMOUSLY YOU REWARDS Terms and Conditions, please see
Credit card offers are subject to credit approval.
FAMOUSLY YOU REWARDS Credit Card Accounts are issued by Comenity Capital Bank.
13 Shoe Store Credit Cards Detailed (Including Terms & Fees)
Disclosure: FQF is reader-supported. When you buy/reserve/sign up through a link, we may earn a commission. Editorial Policy
Many store credit cards offer perks and incentives ranging from free shipping and discounts to rewards points and access to unadvertised sales. If you are a frequent shopper, these perks can really add up in your favor.
While there are plenty of perks that come with opening a store credit card — including shoe stores — it’s important to consider interest rates and late payment fees. Retail credit card rates are usually higher than typical credit card rates, averaging about 25%, and late payment fees often cost about $40. However, as long as you pay off your balance each month (on time) you won’t have to worry about these fees.
What We Recommend
DSW is currently the only shoe store that offers a credit card, and the card comes with a variety of savings and rewards opportunities, as well as a competitive APR in comparison to other store credit cards.
For other good credit card options at stores that, while not technically shoe stores, have large shoe departments, consider a credit card from Amazon or Nordstrom, or your favorite department store.
Shoe Stores That Have Credit Cards
For the serious shoe shopper, a shoe store-specific credit card probably sounds wonderful. Although there are plenty of big shoe retailers like Famous Footwear and Shoe Carnival, we were able to locate just one shoe store with its own credit card. Yes, unfortunately, a Famous Footwear or Shoe Carnival credit card or any other shoe store cards don’t exist. But here’s the card you can get: the DSW’s Rewards Visa. The DSW Rewards Visa offers a solid rewards program that allows you to save on purchases in-store and earn points for purchases elsewhere. Here’s what you need to know:
DSW
Account type: DSW Rewards Visa and DSW Rewards Signature Visa, for use at DSW and anywhere that accepts Visa.
Incentives: Rewards points for purchases at DSW, gas, phone bills, and lunch out. Free return shipping on all purchases made on, a $25 coupon when your card arrives, and a one-time $25 offer when you spend $500 outside DSW within the first 90 days of your receiving your card.
Restrictions: The DSW credit card is member-exclusive, meaning you must be a DSW Rewards Member to apply. You must also be 18 years of age or older.
APR: Around 15% to 26%, based on your creditworthiness
Annual fee: None
Late payment fee: Up to $38
Find out more or apply
Other Stores With Credit Cards That Sell Shoes
While DSW is the only shoe-specific store that currently offers financing with a store credit card, there are many other well-known stores with massive shoe departments that offer store credit cards. Remember, all credit card applications are subject to credit approval.
Amazon
Account type: Amazon Prime Store Card, for use on Amazon Rewards Visa Signature Card, for use on and anywhere that accepts Visa.
Incentives: Depending on which credit card you choose, you can earn 3% to 5% of your purchases credited back on your monthly statement, a $40 to $70 Amazon gift card upon approval, access to promotional financing on purchases over $149, and no interest if you make equal monthly payments until paid in full (subject to credit approval). With a Rewards Visa, you can also earn 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases.
Restrictions: You must be 18 years of age or older (19 in Alabama and Nebraska), have a valid Social Security number, have a credit history clear of bankruptcies and seriously delinquent accounts, and have not submitted an application in the past 90 days.
APR: Around 15% to 26% based on your creditworthiness
Late payment fee: Varies between $15 to $37, based on credit card balance
Apply for a Prime Store Card or a Rewards Visa
Nordstrom
Account type: Nordstrom Rewards Credit Card, for use at Nordstrom only, and Nordstrom Rewards Visa Signature and Nordstrom Rewards Visa Platinum, for use anywhere that accepts Visa
Incentives: Earn $20 for $100 spent, future rewards points, enjoy early access to the Nordstrom Anniversary Sale before it opens to the public. Earn points per dollar spent elsewhere with Rewards Visa.
Restrictions: You must be at least 18 years of age (19 in Alabama and Nebraska; 21 in Mississippi and Puerto Rico).
APR: Around 12% to 24%, based on your creditworthiness
Lay payment fee: Up to $38
Belk
Account Type: Belk credit card, for use at Belk only
Incentives: 15% to 20% off purchases, reward dollars, future deals and coupons, receipt-free returns. Numerous tiers of rewards accounts are available.
Restrictions: You must be at least 18 years of age.
APR: Around 24%
Late payment fee: Up to $38
Kohl’s
Account type: My Kohl’s Charge Card, for use at Kohl’s only
Incentives: 30% off your first purchase, 12 special offers every year, 15% off discount when your card arrives, discount stacking with Kohl’s Cash and Yes2You rewards, Most Valued Customer status, and at least 18 special discounts per year when you spend $600 on the charge card
Restrictions: You must be at least 18 years old to qualify (19 in Alabama and Nebraska)
APR: Around 25%
Late payment fee: Up to $37
Macy’s
Account Type: Macy’s Credit Card, for use at Macy’s stores, and Macy’s American Express Card, for use anywhere that accepts American Express
Incentives: Save 20% the day of and the day after you open a charge card, surprise savings at checkout, exclusive invitations to Macy’s events, exclusive offers for dining, shopping, and more with American Express Card.
APR: Around 26%
Bloomingdale’s
Account type: Bloomingdale’s American Express Card, for use anywhere that accepts American Express, and Bloomingdale’s Credit Card, for use at Bloomingdale’s stores only
Incentives: Earn rewards points for every purchase, earn double points for cosmetics, fragrances, and shoes, receive free shipping every day, premium travel services with American Express card, and other exclusive offers.
Restrictions: You must be at least 18 years of age to apply (21 in Puerto Rico).
Note: You must apply for the Bloomingdale’s American Express Card in-store only.
JCPenney
Account type: JCPenney credit card, for use at JCPenney only
Incentives: 15% off the day you apply, 5% off major appliances and for the Modern Bride Diamond Vault, coupons, designated no-interest purchase periods
APR: About 27%
Late payment fee: Up to $38 for late payments
Target
Account type: Target REDcard, for use at Target stores only
Incentives: 5% off all purchases, free shipping on most items, 30 extra days for returns, and choice of either a credit card or a debit card linked to your debit account with no credit check.
Restrictions: You must be 18 years of age or older and have a U. S. address.
APR: Around 24% for the credit card, none for the debit card
Walmart
Account type: Walmart Credit Card, for use only at Walmart and Sam’s Club, and Walmart Mastercard, for use anywhere that accepts Mastercard.
Incentives: 10% off your first purchase (up to $25), 3% cash back on purchases made at, 2% cashback on fuel purchases made at Walmart or Murphy USA, and 1% cashback on all other purchases everywhere the Walmart card is accepted
APR: Around 18% to 24%, based on creditworthiness
Sears (Including Kmart)
Account type: Sears Card, for use at Sears and Kmart, and Sears Mastercard, for use anywhere that accepts Mastercard
Incentives: 10% earned in points on the card to spend on future purchases, sometimes no interest opportunities, future coupons, and discounts. With Mastercard, earn extra points at gas stations and restaurants.
Late payment fee: Up to $37 for late payments
Account type: Overstock credit card, for use on only
Incentives: 10% off first purchase using card, up to 36 months special financing available
Restrictions: Member-exclusive, meaning you must have an account. You must also be at least 18 years of age and be a U. resident.
APR: Around 28%
Annual fee: $0
Dillard’s
Account type: Dillard’s American Express Card, for use anywhere that accepts American Express, and Dillard’s Credit Card, for use at Dillard’s stores
Incentives: 10% off purchases after spending enough to earn points, future coupons, and rewards. Access to cardholders-only events and sales. Special access to entertainment and travel benefits with American Express Card.
Restrictions: You must be at least 18 years of age to apply and have a valid Social Security number.
APR: Around 7% to 22%, based on creditworthiness
Late payment fee: Up to $37, and other transaction fees possible
Find out more or apply in-store or by mail
In Summary
Shoe store credit cards are currently not commonly offered, but if you are a frequent shopper at DSW, the store’s credit card offers savings and rewards that may make it worth it for you. Keep in mind, however, that store credit cards will typically come with high interest rates and late payment fees. Other good options for credit cards you can get and use to buy shoes are from retailers like Amazon and Nordstrom, as well as most major department stores.
For more about shopping with store credit cards, we list the easiest store credit cards to get, department stores that offer instant approval credit cards, and credit cards that only require a soft credit pull.
